The Truth About Medicare Advantage: What Every Senior Should Know

Premiums might look low—but what are you giving up?

When comparing Medicare plans, many seniors are drawn to Medicare Advantage for its lower monthly premiums and added perks. But before you enroll, it’s important to understand what those savings might actually cost you—especially when it comes to access to orthopaedic and musculoskeletal specialists.

A new video from The OrthoForum explains the hidden limitations of Medicare Advantage plans and why traditional Medicare may be the smarter choice for patients who value freedom and access to the right providers.

Key Takeaways from the OrthoForum Discussion:

• Restricted networks can limit your choice of orthopaedic surgeons and specialists.
• Prior authorization requirements may delay diagnostic imaging, joint replacements, or therapy.
• Higher out-of-pocket costs for certain procedures can outweigh the appeal of low monthly premiums.

In contrast, traditional Medicare allows you to see the doctors you choose without the same network restrictions—ensuring faster access to expert care when it matters most.

Watch the full OrthoForum video here: https://vimeo.com/1092625940